Revolving Consumer Credit
Outstanding credit card and other revolving debt held by consumers. The current value of $1,327,596.4B is near the high end of its 10-year range, based on available data over the past 10 years. (Source: FRED)
Current Value
$1,327,596.4B
Previous
$1,327,596.4B
Source: FRED (REVOLSL) | Frequency: monthly | Last updated: April 9, 2026
What This Means for You
The Revolving Consumer Credit is currently at $1,327,596.4B. Changes in this indicator can affect related areas of the economy including consumer spending, business investment, and policy decisions. (Source: FRED)
10-Year History
Historical Context
Over the past 10 years, the Revolving Consumer Credit has ranged from a low of $926,988.2B in May 2016 to a high of $1,350,299B in October 2024, with an average of approximately $1,112,961.1B. The current value of $1,327,596.4B is near the high end of its 10-year range. (Source: FRED via FRED)
Related Consumer Indicators
The Revolving Consumer Credit is part of the consumer category. Related indicators include: Consumer Sentiment Index (currently 56.6), Personal Savings Rate (currently 4.50%), Retail Sales (currently $738,366M), Total Consumer Credit (currently $5,116,788.2B). Consumer sentiment measures how people feel about the economy and their finances, while retail sales and consumer credit show how they are actually behaving. The personal savings rate bridges the gap, showing what share of income is being set aside versus spent. Revolving credit (largely credit cards) can signal whether consumers are supplementing income with debt. When sentiment diverges from actual spending, it often signals a turning point in consumer behavior. (Source: University of Michigan, Federal Reserve, BEA via FRED)
What to Watch
Economists and analysts monitor the Revolving Consumer Credit for trend changes that may signal shifts in economic conditions. This data is released monthly and is subject to revision. Changes in this indicator can ripple through related areas of the economy. Historical patterns do not guarantee future outcomes. (Source: FRED)
Limitations of This Data
This data is released monthly and reflects conditions as of the most recent reporting period. Economic data is frequently revised as more complete information becomes available; initial releases may differ significantly from final figures. This indicator measures one dimension of the economy and should be considered alongside other data for a more complete picture. (Source: FRED)
Data Sources
EconGrader is not an investment advisor or financial advisor. This content is for educational and informational purposes only. Economic data reflects past and present conditions and does not predict future outcomes. All data is sourced from federal government agencies and updated automatically. This site does not provide investment, tax, legal, or accounting advice.