Privacy Policy

EconGrader (“we,” “our,” “us”) operates econgrader.com. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.

Information We Collect

Server logs: When you visit our site, our hosting provider may automatically log your IP address, browser type, device type, referring URL, and pages visited. This is standard web server functionality and is not used for tracking or profiling.

Calculator inputs: Data you enter into our calculators (dollar amounts, interest rates, etc.) is processed entirely in your browser and is never transmitted to our servers or stored.

Contact information: If you voluntarily contact us through our contact form, we collect the information you provide (such as your name and email address) solely to respond to your inquiry.

We do not collect: phone numbers, Social Security numbers, financial account information, or other sensitive personally identifiable information.

How We Use Information

• To provide and improve our website
• To respond to inquiries submitted through our contact form
• To monitor site performance and diagnose technical issues

Analytics

We use Umami, a privacy-focused analytics tool, to understand how visitors use our site. Umami does not use cookies, does not track users across websites, and does not collect personal information. All data is aggregated and anonymous. No advertising cookies or third-party tracking scripts are used on this site.

Affiliate Links

Some pages on EconGrader may contain affiliate links to third-party financial products and services. If you click an affiliate link, the third-party site may collect information about you according to its own privacy policy. EconGrader may receive a commission if you take a qualifying action (such as opening an account) after clicking an affiliate link. Affiliate links are always clearly disclosed on the page where they appear.

Artificial Intelligence

EconGrader uses artificial intelligence tools to assist in creating educational content. AI tools process publicly available government economic data to generate plain-language explanations. No personal user data is shared with AI services. For more information, see our editorial guidelines.

Your Privacy Rights

If you reside in a state with a comprehensive consumer privacy law, including but not limited to California (CCPA/CPRA), Colorado (CPA), Virginia (VCDPA), Connecticut (CTDPA), Texas (TDPSA), Oregon (OCPA), Delaware (DPDPA), New Jersey (NJDPA), and other states with similar laws, you may have the right to:

• Know what personal information we collect and how it is used
• Request deletion of your personal information
• Opt out of the sale or sharing of personal information (we do not sell personal information)
• Non-discrimination for exercising your privacy rights

To exercise these rights, contact us through our contact page.

Data Retention

Server log data is retained by our hosting provider according to their standard retention schedule. We do not retain calculator inputs or other user-generated data, as these are processed client-side only. Contact form submissions are retained only as long as necessary to respond to your inquiry.

Children's Privacy

EconGrader is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can delete it.

Changes

We may update this policy periodically. Changes will be posted on this page with an updated effective date.